Retire Debt or Save to Retire: The Answer May Not Be as Simple as You Expect
This post originally appeared on Money Cynic. The message has been hammered home time and time again: save for retirement -- you – must -- save – for – retirement. And since the financial collapse,...
View ArticleDebt Takes a Holiday
This post originally appeared on Money Cynic. Americans are looking to celebrate a debt-free holiday, with only 1 in 5 of consumers saying they will go into debt for yuletide purchases. The post Debt...
View Article529 Plans: The Tax-Advantaged Savings Account that Can Curb College Debt
This post originally appeared on Money Cynic. Americans are getting serious about saving for college. A record total of over $205 billion has been invested in 529 higher education savings plans as of...
View ArticleThese Cities Have Residents with the Highest Credit Scores and the Lowest Debt
This post originally appeared on Money Cynic. The average credit score in America is 665, using a rating methodology developed by the three major credit reporting companies. But in an analysis of the...
View ArticleCrowd Sourcing Your Credit Card Debt
This post originally appeared on Money Cynic. It’s a seller’s market in the online lending industry. If you are looking to refinance high interest credit card debt, take out a small business loan or...
View ArticleHow to Pay Off $30,000 in Student Loan Debt in Just 3 Years
This post originally appeared on Money Cynic. If you are tired of having student loans hanging over your head, welcome to the crash course for debt elimination. Our syllabus is simple, the course...
View ArticleMillennials are Spending Half of their Paychecks to Pay Down Debt
This post originally appeared on Money Cynic. Student loan debt has been the headline for years as young Americans have struggled to make ends meet. And while the burden of paying for college is...
View ArticleFathers Confess: Don’t Make the Same Money Mistakes I Did
This post originally appeared on Money Cynic. In life, there are occasions when we wish we could get a “do-over.” Just as in the movie “Groundhog Day” or Tom Cruise’s latest sci-fi thriller “Edge of...
View ArticleInvestors Regret Paying Off Debt with a 401(k) Loan
This post originally appeared on Money Cynic. Ever wish your Future Self could go back in time and tell the Past You mistakes to avoid? It’s the old “If I only knew then what I know now…” thing. Since...
View ArticleIs money getting in the way of your happy marriage?
This post originally appeared on Money Cynic. Once you're married or in a committed relationship, money should be the least of your concerns, right? Shared expenses, perhaps more than one income – how...
View ArticleThe Last-Minute Christmas Money Move You Can Make Right Now
This post originally appeared on Money Cynic. The presents are tucked under the Christmas tree, and you’re taking a quiet moment this morning before the family holiday madness begins. You’re relieved...
View ArticleRetire Before Age 40: How This Couple Made the Retirement Dream Come True
This post originally appeared on Money Cynic. It’s the opposite of working till you drop. Retire before 40. There’s no shortage of blogs stating just such an intention. The writers share their own...
View ArticleU.S. Marshals Office Arrests Man for Delinquent Student Loan — And There May...
This post originally appeared on Money Cynic. Can you really be arrested by federal marshals for an old student loan debt? Yes. It happened in Houston last week and more arrests may be on the way. A...
View ArticleEverything You Need to Know About Your Credit Score
This post originally appeared on Money Cynic. There’s just no denying it. By now, it’s clear to all of us that our modern lives are being monitored. What we do, say and buy; where we live — it’s all...
View ArticleHow to Deal with Debt Collectors
This post originally appeared on Money Cynic. Sometimes money can get tight, there’s no doubt about it. And while we all want to pay our bills on time, every now and then, bad things happen to good...
View ArticleThe Complete Guide to Building Credit — and How to Make Your Credit Score Soar
Let’s say you wanted to snub your nose at the Corporate Global Machine and have vowed to live a noble life, spiritually guided and financially modest. Swearing off debt. Denouncing materialism. But you...
View ArticleHow to Avoid Falling into a Credit Card Debt Trap
It came in the mail and you just had to stare at it for a while. Your first real credit card. Not a debit card or one of those pre-paid or deposit-secured cards. The real thing. Shiny, new and ready...
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